Collateral and liquidity management for banks

Maximise capital efficiency, simplify workflows

Across desks, regions and asset classes

Banks sit at the centre of institutional markets, acting as market makers, liquidity providers and risk intermediaries. In this highly regulated environment, collateral isn’t a standalone process, it’s a critical function deeply embedded within a complex ecosystem often featuring out-of-date collateral technology.

CloudMargin replaces fragmented, legacy collateral infrastructures with:

One cloud-native system, delivering real-time data and control across desks, regions and asset classes
Automated end-to-end workflows enabling capital efficiency, collateral optimisation, operational resilience, regulatory compliance and flexible reporting.

The high cost of fragmented infrastructure

Most banks manage collateral through disparate, asset-class-specific systems and manual processes,
leading to inventory silos, balance sheet drag, operational fragility and technical debt.

Inventory silos
‍Assets become trapped across different desks and regions, impacting collateral optimisation and liquidity.

‍Technical debt
Slow, costly change cycles lag behind market innovation, significantly increasing costs, regulatory compliance and security risks.

Operational fragility
High reliance on inefficient manual processes during market volatility and increased margin calls creates counterparty credit risk.
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Balance sheet drag
Inefficient collateralisation leads to deficient use of RWAs, increased funding costs and lower return on equity.

The CloudMargin advantage

Trusted across the world by investment banks, global, regional and community banking institutions, CloudMargin centralises all collateral processes, inventory management and reporting through one intuitive platform to deliver capital efficiency, real-time visibility and control.

Modern, cloud-native platform

Dynamic collateral optimisation

Automated operational resilience

Streamlined regulatory compliance

Key benefits for banks

Capital and balance sheet optimisation
Achieve capital efficiency through optimised asset usage and reduced funding costs, optimise RWA through smart analytics and flexible, automated workflows

Secure, auto-scaling platform
Ensure peace of mind with a cloud-native auto-scaling system protected by AWS infrastructure, market leading RTO and RPO, secure product updates and seamless software releases

Regulatory and audit readiness
Stay compliant across Dodd-Frank, EMIR, SFTR, HKMA, ASIC and all relevant jurisdictional requirements with real-time, automated regulatory documentation and transparent audit trails

Risk mitigation
Minimise counterparty credit risk through STP to streamline margining, settlements and reconciliations, identify and manage exceptions, monitor and mitigate real-time counterparty exposures

Intelligent collateral workflow automation
Remove operational overheads and collateral inefficiencies with end-to-end automation across the collateral lifecycle

Precise attribution, automated reporting
Ensure accurate margin and cost allocation to desk and business lines, meet stakeholder needs with real-time automated, customisable reporting

Simplified managed connectivity
Out-of-the-box connectivity to CCPs, exchanges, clearing members, FCMs, tri-party agents and custodians through comprehensive ETLs and secure APIs

Unified inventory, maximised profitability
Optimise balance sheets through intelligent, centralised real-time inventory and optimised asset allocation

Collateral management for all banks

CloudMargin's award-winning platform scales seamlessly across bank service models — from global financial institutions and investment banks, to regional and community banks — delivering capital optimisation, real-time control, streamlined workflows and regulatory transparency.

Global

Enterprise-wide consolidation and optimisation accommodating regional regulatory requirements and automated exception-based workflows across the global business

Regional

Operational efficiencies through unified dashboards across treasury, inventory and collateral data, with functional controls allocated to specific desks and teams

Community

End-to-end STP workflows delivering process efficiency, automated reporting and regulatory compliance, without the need for large, specialist collateral teams

Factsheet

Download the Factsheet to learn how CloudMargin helps banks solve collateral, liquidity and operational challenges to deliver collateral optimisation, resilience and compliance

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