Collateral and liquidity management for pension funds

Maximise performance, safeguard liquidity and deliver on member commitments

Pension funds manage large, long-term pools of capital with a singular focus: delivering sustainable, risk-adjusted returns while ensuring members are paid accurately and on time.

Collateral management plays a critical role in this balance, influencing fund performance, liquidity resilience and regulatory transparency. However, many pension funds operate with fragmented systems, inefficient outsourced managers and manual oversight processes.

CloudMargin replaces inefficient processes and legacy infrastructure with:

One intuitive, cloud-native platform, centralising collateral and liquidity workflows across investment strategies, asset classes, custodians and counterparties — delivering real-time visibility, control and governance to meet fiduciary and reporting requirements
Cost-efficient, modern collateral operations designed for pension funds of all sizes, strengthening liquidity and resilience today to protect member outcomes tomorrow.

The challenge of long-term liabilities in fast-moving markets

Pension funds must manage long-term liabilities against short-term market volatility, liquidity pressures and regulatory scrutiny. Yet data is often delayed and siloed across custodians, with funding requirements not being certain until late in the day.

Oversight across outsourced managers
‍Multiple external investment managers and custodians create dispersed collateral data, limiting transparency across inventory and encumbered assets.

Collateral drag on fund performance
‍Sub-optimal trade, asset allocation and concentration of collateral, limits capital efficiency and erodes fund performance.

Liquidity pressure and payment certainty
Margin calls, stress events and drawdowns can constrain liquidity needed for member payments and funding commitments.

Regulatory, board and member transparency
Highly regulated environments demand detailed, timely reporting to regulators and members, including full audit trails and stress-testing.

The CloudMargin advantage

Trusted by pension funds globally, CloudMargin centralises collateral, liquidity and reporting workflows into a single cloud-native system tailored for fund optimisation.

Modern, cloud-native platform

Dynamic collateral optimisation

Real-time inventory visibility

Automated, flexible reporting

Key benefits for pension funds

Real-time inventory visibility to safeguard liquidity
Consolidated, real-time view of holdings and unencumbered assets across custodians, mandates, investment strategies and asset classes to support liquidity

Optimised collateral allocation and performance protection
Minimise collateral drag and support complex investment and hedging strategies through optimised trade and collateral allocation

Transparent, configurable reporting
Support board governance and member transparency with flexible, automated, real-time reporting

Simplified connectivity and risk mitigation
Connect quickly to exchanges, clearing brokers, FCMs, tri-party agents and custodians through secure APIs, while minimising counterparty credit risk through STP, dispute tracking and trend analysis

Intelligent collateral workflow automation
Reduce operational burden and gain real-time control across margining, settlements and reconciliations with end-to-end STP

Liquidity and payment confidence
Strengthen liquidity planning with real-time forecasting, margin impact analysis and clear cash flow visibility across investment strategies

Regulatory and audit readiness
Meet global and regional regulations, including UMR, EMIR, Dodd-Frank and other regulatory requirements, through automated reporting and transparent audit trails to support fiduciary compliance

Cloud-native scale and efficiency
Replace fragmented legacy systems with a single-instance, auto-scaling cloud-native platform, backed by AWS infrastructure, market leading RTO and RPO, and flexible ETL and API connectivity

Collateral management for all pension funds

CloudMargin scales seamlessly across pension fund sizes and governance models — from large multi-mandate funds to specialist schemes — delivering transparency, margin optimisation and liquidity resilience.

Large multi-mandate pension funds

Centralised oversight across external managers, custodians and asset classes, with unified reporting for trustees and regulators

Corporate and industry pension schemes

Efficient automation supporting lean operational teams, while maintaining full governance and compliance oversight

Specialist and regional pension funds

Enterprise-level collateral management through a cloud-based platform, without the need for in-house infrastructure or specialist teams

Factsheet

Download the Factsheet to learn how CloudMargin helps pension funds maximise performance, safeguard liquidity and deliver on member commitments

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